Bankruptcy Can Eliminate Crushing Debt
I am April Perry Randle, an attorney based in Chattanooga, Tennessee, and you could say that my mission is to help people in financial hot water find their way out to a fresh start. Bankruptcy is the most direct route to elimination of debt for many people.
Eliminating debt is a primary motivator for clients of the Law Office of April Perry Randle, PLLC. Many have become overwhelmed by debt despite their best efforts to meet their payment obligations for:
- Home repair debts
- Medical bills and other health-related bills
- Car loans
- Installment loans
- Credit card bills
Job loss, natural disasters, divorce and medical crises all lead honest people to the brink of financial ruin – and many find their way out through bankruptcy. Chapter 7 or Chapter 13 bankruptcy may sound like a drastic step to take and many hesitate even to consider it until it becomes apparent it is “the last resort.”
How Have You Tried To Deal With Your Debt?
No one wants to take on debts and not repay them. Time and again, we have heard new clients tell us how hard they have worked to overcome crushing debt, only to find themselves in deeper.
Many have already tried transferring balances from one credit card to another; debt consolidation schemes; and “robbing Peter to pay Paul,” drawing on assets such as retirement accounts to pay bills. Others have tried selling assets and taking on second jobs – and have still ended up swamped with unmanageable debt.
The good news is that bankruptcy is a path to an end or a great reduction in debt, thanks to debt discharge – the eradication of most or all consumer debt in many cases. People are often surprised at how straightforward and powerful bankruptcy can be. It takes a shift in attitude to get past myths about bankruptcy – and that is what I am here for.
Bankruptcy cannot eliminate all forms of debt. Back taxes, child support and student loans are examples of debts that are not usually eliminated in bankruptcy. However, a Chapter 13 bankruptcy filing can make back payments affordable in many cases.
Contact My Law Firm To Learn More
I welcome the opportunity to evaluate your unique situation and help you find the pathway to the debt relief you are looking for. Please consider my offer of a free consultation for consumer bankruptcy as you look for a debt relief lawyer in or near Chattanooga, Tennessee. Contact my law firm online or call 423-464-6908.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.