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Don’t sacrifice your retirement savings for bankruptcy

On behalf of Law Office of April Perry Randle, PLLC | Mar 30, 2020 | Chapter 7

Raiding your 401(k) or other retirement savings may seem like a doable way to pay back your creditors, retrieve some urgently needed money or stave off the approach of bankruptcy, but it’s a massive mistake you don’t want to make. Retirement money is normally immune...

Will treatment for COVID-19 lead to bankruptcy?

On behalf of Law Office of April Perry Randle, PLLC | Mar 20, 2020 | Bankruptcy

Those who think they have COVID-19 can get tested without any costs. The test itself is free. Of course, that depends on whether or not they can get a test at all, as the United States was largely unprepared for the pandemic and has far too few tests. In any case,...

The psychology of credit card overspending

On behalf of Law Office of April Perry Randle, PLLC | Mar 12, 2020 | Chapter 7

One of the main reasons that credit cards lead to bankruptcy is that people will overspend on their cards. Technically, if they could pay off the balance at the end of the month — and if the card had no annual or monthly fee — they wouldn’t spend any more...

Why is American consumer debt so high if the economy is good?

On behalf of Law Office of April Perry Randle, PLLC | Mar 6, 2020 | Chapter 7

Every day there’s good economic news in America. Unemployment is at a 50-year low and the stock market seems to consistently recover from temporary plunges. So, why are American consumers struggling under so much debt? Well, there are several reasons why the average...

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